To quote from a paper on the topic of OS security:
According to the paper [5], windows is the most user friendly and has more hardware compatibility. In terms of security, Linux is the most secure among all OS given that it is an open- source operating system which gives users the ability to customize and implement security patches. As for memory management, macOS is the better option due to its fully integrated virtual memory system which is often on and continuously provides addressable space up to 4 per process. The virtual memory system allocates extra space for swap files on the root file system as a program uses space.
All available OS offer some level of security features such as firewalls, antivirus software, and encryption [6]. macOS has a level of security due to its unique operating system designed specifically for Apple devices with no third-party developers involved. Linux, being open source, is often regarded as more secure than Windows, which is a target of many malware attacks [7].
Been a while, but in several US states where the free report was mandated, they also allowed a request to be mailed in, of even faxed. Old school, but I would be surprised if they don’t still have some of those methods, and probably don’t require web form consents to privacy invading terms.