I’d love to have that, but such a service has to comply with government regulations and payment systems requirements in order to issue virtual cards that are generally accepted. I can imagine a company that would open source their code, but what benefit would it be for you? You can’t self-host it and you cannot audit their infrastructure to confirm they run exactly the same code they publish… You want trustless finances - go crypto and say goodbye to convenience and wide acceptance.

Otherwise, you have to trust a middleman. And if we are talking about trust, privacy.com looks trustworthy. They have paid plans, so it doesn’t look like selling clients data is their business model. They clearly say they don’t sell users data in their privacy policy, which makes them a potential target for lawsuit if they caught lying. They haven’t been caught on anything nasty. Good enough for me. You do you.

Privacy costs money. There are companies that retrofit gas cars into electric ones without making them into trackers on wheels. You can also buy EV kits and do it on your own.

An algorithmic stablecoin minted by locking a native token, earning staking rewards… Could it be I saw that before? Oh, wasn’t it Terra that crashed and burned and took a few hundred bucks out of my wallet with it?

You have taken a lot of useful steps. May I suggest email aliases? Using same email address on many services is too easy to track

I believe most people who care about privacy don’t trust Gemini or Google in general. So it’s not an issue if you already not using Gemini app. It can be uninstalled (at least for now) even without going alternative ROM way