I work at a university IT department. It’s been a struggle with our auditors to loosen up the password expiration requirements. At least with the students they let anyone with 2FA to go without password expiration, which acts as a nice little carrot-and-stick. But for staff it’s two years (2FA always required), regardless of password quality. I’d rather be able to base password expiration on password quality, personality.

LessPass and similar software has some problems. Things like you can’t simply change your master password, you must then recompute and change every site. It’s also not strictly stateless, since you need to know which password iteration you’re on and the user name. Full fledged password managers also typically provide other secret management features, like API keys, SSH keys, credit/debit cards, and identity cards.

As long your strings aren’t null terminated

What kind of monstrous bug prone language would do that?

It’s not, but it’s something that should be accounted for when analyzing statistics.

There’s a “yes but” in here. Not saying the wealth accumulation we’ve seen lately is good, it’s absurd and horrible on multiple levels. But a comparison with the Gilded Age is going to be apples-to-oranges and it’s not nearly as bad. The difference is the modern government uses far more transfer payments. That increases the income of lower income households, even if wealth is more disparate. The rich also tend to tie most income up in investments, while the poor spend their income more quickly.

The upshot is that if you compare wealth alone, the wealth difference can be deceptively large. Many poor people have a negative net worth. For that matter, many high income people have a negative net worth, like a newly graduated doctor with student loans. It is instructive to look at the wealth gap, the income gap, and income plus transfer payments.