Even though you are right, misusing the term in situations where your one life is either in danger, or where you make extremely dumb decisions even though you know better… is the joke and makes the term so charming for me.

For me it basically translates into : “I am about to do this dumb thing which I already know is dumb, but living my life to the fullest leads me right here”

You should try to move away from chasing goals, especially goals which are dictated by others. But even with your own goals, keep in mind that achieving a goal means little in comparison to the road there.

Imagine you dream of buying a house, or big car, whatever status symbol is your jam. You work your ass off for decades, are possibly miserable all the time and then achieve your goal. Do you think this will change anything meaningful? Sparks of joy never last, so take them when they come, try to be happy about smaller things in life and stop chasing grand goals. Embrace the present, not the future. You live now and only now. Always.

This is a metaphor about not only seeking value in goal chasing or accomplishing. Try to value your offtime as much as your dedicated goal chasing time. See the value in doing nothing.