It’ll never happen, even if there was the will to do it the city doesn’t have the money (or the tax base to bring in that kind of money).
It’ll never happen, even if there was the will to do it the city doesn’t have the money (or the tax base to bring in that kind of money).
That’s what I’m saying though, we got rid of those regulations, and it still doesn’t matter. Banks want parking. Banks limit height. Banks limit unit counts. Developers routinely propose some pretty decent housing products, where they’ve run the numbers and they work, then go to get it financed and it very rapidly gets cut in half and turned to shit.
The only solution is for the city to finance and build themselves.
1: change zoning laws to allow more multifamily construction
Our city did this and it hasn’t helped at all, because banks won’t finance it. No minimum parking, no height limit, no maximum FAR, no maximum unit count.
this shortage is entirely caused by cities preventing construction of everything but single family homes
So I work in a field closely related to this, and the issue is less cities and more banks. The regulations in my city are basically: “if it’s housing, no regulations”. No minimum parking, no maximum density, no height limit, etc etc. But the banks? Won’t finance over ~22 stories. Or over ~200 units. Or parked less than 2:1. So we end up with only these short towers that are 50% parking podiums, where units are expensive AF because they have to pay for $100,000+ of parking per unit, not to mention the astronomical land prices being less diluted.
The only solution is for the city itself to start financing construction (and realistically doing the development themselves too), but that’s never going to happen.
Most real estate is owned by “123 street LLC”, meaning each LLC owns a single house/building. I’m not even sure how you would get around that realistically, and it’s not just companies that do that. If I ever get to the position of buying a house (…yeah right lol), I intend to do the same thing.
On top of that it gets weird with multiple houses because they’re in different locations with different tax rates and AHJs. Even within the same city you can be paying taxes to different counties. I’d like to see something like owning 2 houses = 2x taxes, 3 = 3x, etc. But then people could game it based on different tax rates, so you’d have to have a system to apply it to each AHJ equally.
Another vote for DDG. I honestly didn’t realize Google had gone to shit, because I haven’t used them for anything in the last 5 years (which is wild for me to think about, because I used to be a huge Google fanboy in the G+/Hangouts/Google Now/Nexus era).
You want them to break in for insurance purposes though, it’s a clear indication of unauthorized entry. Your policy should cover the door/window, but if your lock gets picked/bypassed you’re going to have a rough time getting things covered.
A broken window is clear indication of theft for insurance purposes. If your lock gets picked, you might be fucked depending on how your policy is written.
What’s the problem with Namecheap? I’ve been with them since GoDaddy got on the shit list, but I’m not against moving again.
I use Namecheap as my registrar, then split the domain between Adobe for the site (through their CC portfolio builder), and Proton for email. I migrated off Gsuite a while ago, but haven’t had any problems since doing so.
I’ve been using New Pipe, but they seem to have broken every 3rd party front-end within the last week or so.