Death by a thousand cuts though. I had to sit a co-worker down and go over his finances because he never learnt at home or school. The amount of €10-25 monthly subscriptions this guy had meant he spent about €500 per month on those. On top of buying everything on payments because he never has any savings.

It’s another example of making use of the flawed human psyche which can’t keep track of the little things.

Permission to shout hurrah in an annoyingly loud voice sir!

This must also happen in reverse. The hip expensive city center and the poorer suburbs?