The example is the Telluride though? That’s the whole point. Of course any sane person would pick a cheaper car. For that matter why would you ever buy a brand new car?

I definitely agree, but I went with the option which would have the lowest monthly payment. On the other end local rates have a 36 month loan at 6.75%, but that’s $1,800 per month.

I just Googled and the 2024 Telluride has an MSRP of ~$55,000 in my area, used 2023 models are about ~$45,000.

Looking at an auto loan calculator, that’s between $700 and $900 per month with a 96 month 9% auto loan.

Point is, if you can afford the car you’re probably not worrying about the subscription except on principle. If you can afford the car and have principle concerns you’d probably buy a different car.

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