If my dental insurance has 100% coinsurance on preventative and basic care, 70% coinsurance on major care, a deductible of $50, and a maximum payout of $2000, does that mean I can only spend the insurance $ on major services and pay out of pocket for everything else?
Of course! Hopefully they can look into a different future plan. I do know a lot of people who just don’t bother with dental insurance due to the poor coverage overall.
It’s a shame most of the world doesn’t treat dental as medical considering the health risks of not treating those conditions.